Free Up Your Builder Line. Build more homes.

We help builders refinance unsold spec homes off their construction lines and into long-term, cashflowing properties — often with little to no additional capital investment.

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HERE'S THE ISSUE

Your Line Is Full — But Your Wallet Isn’t.

You’ve got finished homes sitting on your builder line, tying up your credit and preventing you from starting new projects.

The bank doesn’t care that the market slowed — your line is frozen until those homes are off the books.

That’s where we come in.

THE SOLUTION

We Refinance Your Inventory — So You Can Build Again.

Our Builder Rescue Line Program allows you to refinance completed inventory from your builder line into your personal name or LLC using long-term financing.

This clears your construction line and frees up capital to start your next build cycle — without needing to sell under pressure or take a loss.

Remove unsold homes from your builder line

Free up capacity for your next project

Refinance into your personal LLC or name

Keep properties as cashflowing rentals

Build long-term wealth and retirement income

Why Builders Love This Program

Little to No Additional Capital Required.

Unlike traditional take-out loans, our refinance options are designed specifically for builders.

We understand your margins, timelines, and portfolio strategy — and we structure financing that keeps your liquidity intact while moving assets off your credit line.

You Get:

1. Competitive long-term financing rates

2. Fast closings to keep your pipeline moving

The Big Picture

From Inventory Burden to Retirement Asset.

Instead of sitting on unsold homes, turn them into income-generating rental properties that:

1. Build passive income

2. Increase your long-term net worth

3. Diversify your builder business

4. Create a steady path toward retirement

You built the homes. Now let them work for you.

How It Works

From Line Relief to Long-Term Growth in 3 Steps

Instead of sitting on unsold homes, turn them into income-generating rental properties that:

1

Evaluate Your Builder Line

We review your current inventory and credit exposure.

2

Refinance The House

We transition properties into your LLC or personal portfolio using custom loan programs.

3

Rebuild and Repeat

You clear your line, start new projects, and grow a cashflowing property base.

IT'S TIME TO HEAR "YES"

Ready to Refill Your Line and Restart Construction?

Don’t let your line of credit hold your business hostage.

CONNECT NOW

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Take the next step toward buying a home. Submit an official application today.

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Contact Us

Rich Bonn, NMLS #278696
Branch Manager

(281) 841-1723

4660 Beechnut Street, Suite 225, Houston, TX 77096

Copyright 2025. All rights reserved. Rich Bonn NMLS # 278696 | Habayit Home Loans a DBA of The Turnkey Foundation Inc Branch 2523747 | Company | 236669 Equal Housing Opportunity | Equal Housing Lender

Habayit Home Loans a DBA of The Turnkey Foundation Inc
Branch 2523747 | Company 236669

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

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